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Your retirement in focus

Insights, planning guidance, and stories to help you prepare for what's ahead across all five Lenses, from Finance to Legacy.

Cover image for “20 Golden Rules for Building Wealth After 50”

20 Golden Rules for Building Wealth After 50

It is never too late to build wealth, as the fifties and early sixties often represent peak earning years with falling expenses. This guide provides 20 golden rules for maximizing your savings, including how to navigate the 2026 401(k) limits and the critical $35,750 super catch-up window between ages 60 and 63. Beyond finances, discover why protecting your health, building a sense of purpose, and nurturing relationships are just as critical to a successful retirement as your investment portfolio.

8/20/2026

Cover image for “Memory Care Community Near Me: When Is It Time?”

Memory Care Community Near Me: When Is It Time?

Families often wait too long to transition a loved one to memory care, usually moving when safety or the caregiver's own capacity gives way. This guide covers the critical differences between assisted living and memory care, 10 signs that home care has reached its ceiling, and the reality that Medicare doesn't pay for long-term custodial care. Explore 12 essential questions to ask when visiting communities and learn why protecting the primary caregiver's health is a legitimate necessity, not a selfish choice.

8/20/2026

Cover image for “Beyond the Portfolio: Why Traditional Retirement Planning Fails High-Net-Worth Americans, and How a Five-Lens Approach Changes Everything”

Beyond the Portfolio: Why Traditional Retirement Planning Fails High-Net-Worth Americans, and How a Five-Lens Approach Changes Everything

A multi-million-dollar portfolio solves the money question, but it doesn't guarantee a successful retirement. Discover why high-net-worth individuals face unique challenges like tax cliffs, estate fragmentation, and the "purpose gap." Learn how the Retirelens Five-Lens Approach—integrating Finance, Health, Purpose, Connections, and Legacy—provides a holistic roadmap for a fulfilling post-career life.

8/18/2026

Cover image for “Before You Unretire: 10 Questions, Ranked by How Hard the Mistake Is to Undo”

Before You Unretire: 10 Questions, Ranked by How Hard the Mistake Is to Undo

Going back to work is one of the easier decisions to make, but one of the harder ones to undo. This reversibility audit helps you avoid permanent financial mistakes before your first day back, such as triggering retroactive HSA penalties, mismanaging your Social Security claim, or losing your Medicare Part B enrollment window. Explore the 10 critical questions structured across a "reversibility ladder" to protect your finances from five-to-six-figure errors.

8/15/2026

Cover image for “Backdoor Roth IRA in 2026: The Complete Walkthrough (Including the Pro-Rata Trap That Costs People Thousands)”

Backdoor Roth IRA in 2026: The Complete Walkthrough (Including the Pro-Rata Trap That Costs People Thousands)

At a $5M+ net worth, the standard $7,500 Roth IRA contribution isn't the main draw; it's about securing a tax-free legacy and managing your MAGI. This 2026 guide breaks down the mechanics of the mega backdoor Roth, which can move roughly $35,000 annually, and explains the unforgiving pro-rata trap that costs people real money when handling Form 8606 casually. Discover five strategic ways to navigate your pre-tax IRA balances and ensure your heirs inherit tax-free assets under the 10-year rule.

8/12/2026

Cover image for “How to Avoid the Biggest Retirement Mistakes: A Guide to Securing Your Future”

How to Avoid the Biggest Retirement Mistakes: A Guide to Securing Your Future

Accumulation is only half the job of retirement planning, and going in without a written, tax-efficient drawdown order can cost you more tax than necessary. This guide highlights the most damaging retirement mistakes, such as misjudging long-term care costs, underestimating longevity, and claiming Social Security too early. Learn why sequence-of-returns risk can end your plans and why you should benchmark against your own expenses rather than national averages.

8/7/2026

Cover image for “Encore Careers for Professionals: 14 Second Acts That Pay in Purpose (and Sometimes Money)”

Encore Careers for Professionals: 14 Second Acts That Pay in Purpose (and Sometimes Money)

An encore career fills the gap between wanting to contribute and not wanting a full-time job back. Discover 14 concrete options for professionals, from consulting and fractional executive roles to teaching and mentoring. This guide breaks down how earned income after retirement impacts the 2026 Social Security earnings test, Medicare IRMAA surcharges, and self-employment taxes, while highlighting the benefits of setting up a Solo 401(k). Learn how to choose the right path based on whether you miss the people, the problems, or the structure of your old career.

8/5/2026

Cover image for “What Is the Retirement Savings Magic Number?”

What Is the Retirement Savings Magic Number?

When you talk about retirement with friends or family, you'll eventually hear someone ask: "How much money do I actually need?" It's one of those questions that feels both urgent and impossibly complicated at the same time. There's no single answer that works for everyone, but there is a number that the financial world keeps circling back to. That's what we call the retirement savings magic number, and understanding what it means (and what it doesn't) can help you figure out whether you're on track.

3/23/2026